top of page

Our Mission

Our mission is to provide an exceptional Islamic banking experience by assisting companies with asset management, portfolio optimization, and offering halal advisory services for maximized ROI. We aim to contribute to the community by raising capital for promising business ideas and offering training and courses on financial self-sufficiency.

We are dedicated to ensuring that every individual becomes financially savvy and capable of contributing to the economic development of society.

How is
Sharia compliant investing a better option for all? 

Sharia-compliant investing adheres to Islamic principles, ensuring investments align with ethical and religious standards. Here are the three main rules to consider when evaluating Sharia compliance:

Absence of Interest (Riba): Investments must be free from interest. However, Sharia permits earning a return on capital if the investor shares the risks of the productive enterprise.

Unethical Concerns: Investments should not involve unethical activities or industries.

Prohibited Benchmarks: Certain benchmarks clarify what is not acceptable under Sharia
 

  • Organizations primarily generating revenue from interest, such as banks and insurance companies.

  • Companies involved in the production and sale of alcoholic beverages and tobacco products.

  • Businesses engaged in manipulation, speculation, or gambling.

  • Manufacturers, retailers, and distributors of obscene material or firms involved in pornographic activities.

  • Any business indirectly deriving more than 5% of its revenue from the above-mentioned activities.

  • Organizations whose activities are deemed harmful to Muslim interests by a Sharia Board.

 

Sharia also emphasizes the importance of the contract's nature between individuals and parties involved. The Quran mandates that all deals, transactions, and commitments be documented in writing. Ensuring all terms and conditions of the investment contract are detailed and transparent is crucial to avoid disputes. Contracts lacking key components (e.g., price, subject matter, delivery date, validity, witnesses, and transparency) are considered void under Sharia law.

By adhering to these principles, Sharia-compliant investing aims to foster ethical and socially responsible investment practices.

At Zaryah Investment Company (ZIC), we have broadened our scope beyond traditional investment techniques to include innovative Sharia-compliant and ethical investment strategies, offering you greater freedom of choice.

As the first Islamic Investment Institution to collaborate and franchise with one of India's leading securities and investment banks, we are pioneering a new path in ethical investing.

Our Investment Strategy


Capitalizing on Pioneering Brands:
Our philosophy is to invest in high-performing brands. Established and reputable brands tend to offer stable and predictable earnings, promising increased ROI as they continue to grow and globalize.

Long-term Investments:
Echoing Warren Buffet's wisdom, "It's far better to buy a wonderful company at a fair price than a fair company at a wonderful price.” We aim to extract maximum value by acquiring investments at optimal prices and holding them for significant periods, thus minimizing associated risks.

Unlocking Hidden Potential:
Our expertise lies in identifying and maximizing the value of underperforming and undervalued assets. Our experienced team of veterans has consistently demonstrated that resources are better utilized in good businesses acquired at fair prices rather than in poor businesses purchased at bargain prices.

Focus on Core Growth and Value-Added Sectors:
We build our reputation through focused growth in industries where we can add significant value.

Extensive Network of Contacts:
ZIC has cultivated extensive relationships with government and business leaders across the Middle East and globally. These connections enable us to access lucrative investment opportunities and create synergies among diverse assets.

As a leading global company, ZIC is dedicated to upholding the highest ethical and moral standards. This commitment extends to our ever-expanding portfolio of investments, ensuring we operate with integrity and responsibility.

Why ZIC?

bottom of page